Senior Credit Analyst specializing in Bank Guarantees (m/f/d) - #2625391

ADM unlocks the power of nature to enrich the quality of life. We’re a premier global human and animal nutrition company, delivering solutions today with an eye to the future. We’re blazing new trails in health and well-being as our scientists develop groundbreaking products to support healthier living. We’re a cutting-edge innovator leading the way to a new future of plant- based consumer and industrial solutions to replace petroleum-based products.


We’re an unmatched agricultural supply chain manager and processor, providing food security by connecting local needs with global capabilities. And we’re a leader in sustainability, scaling across entire value chains to help decarbonize our industry and safeguard our planet. From the seed of the idea to the outcome of the solution, we give customers an edge in solving the nutritional and sustainability challenges of today and tomorrow.

Your Challenge

An opportunity has arisen for a Senior Credit Analyst specializing in Bank Guarantees, based in Hamburg or Poznan. This role will directly report to the Director Credit EMEA.

Your Responsibilities

• Handling of documentary business of bank guarantees


• Supporting internal stakeholders in processing bank guarantees


• Acting as point of contact for banks on questions around ADM’s documentary business in EMEA


• Monitoring counterparty and country risk


• Performing credit assessments of new customers, reviewing and updating existing credit limits


• Close cooperation with commercial teams about credit limit assessment and payment behavior of customers


• Obtaining and evaluating/analyzing customer information, balance sheets, and securities


• Documenting/Maintaining records of the steps taken in the GetPaid credit system


• Follow-up on payment plans and bad debts


• Covering of reporting obligations


• Acting as point of contact for internal and external partners on credit related questions

Your Profile

• Banking, commercial or administrative apprenticeship; Bachelor’s or Master’s Degree in Controlling, Finance or another relevant field


• Several years work experience preferable in international trade, the food producing industry or a bank


• Knowledge of processing and handling bank guarantees and Swift


• A degree as Certified Demand Guarantee Specialist, Certified Credit Manager or Certified Credit Controller, is an advantage


• A very precise, well-structured, responsible working attitude paired with an analytic mindset


• Assertive, target-driven and autonomous work approach


• Good problem solving and decision making skills


• Ability to deal with stressful situations


• Good communication and team working skills


• Ability to prioritize and manage multiple tasks


• Fluent command of written and spoken English; good German or further language skills would be a plus

Your Future Perspective

• Challenging tasks, short decision-making processes and a high level of personal responsibility in a modern work environment with flexible work time models


• Room for innovative thinking and growth with the possibility to manage your own career path


• A company culture which promotes continuous learning and diversity


• Excellent career and development opportunities in a world leading nutrition company


• An attractive remuneration including a variety of social benefits

#IncludingYou




Diversity, equity, inclusion and belonging are cornerstones of ADM’s efforts to continue innovating, driving growth, and delivering outstanding performance. We are committed to attracting and retaining a diverse workforce and create welcoming, truly inclusive work environments — environments that enable every ADM colleague to feel comfortable on the job, make meaningful contributions to our success, and grow their career. We respect and value the unique backgrounds and experiences that each person can bring to ADM because we know that diversity of perspectives makes us better, together.

About ADM




At ADM, we unlock the power of nature to provide access to nutrition worldwide. With industry-advancing innovations, a complete portfolio of ingredients and solutions to meet any taste, and a commitment to sustainability, we give customers an edge in solving the nutritional challenges of today and tomorrow. We’re a global leader in human and animal nutrition and the world’s premier agricultural origination and processing company. Our breadth, depth, insights, facilities and logistical expertise give us unparalleled capabilities to meet needs for food, beverages, health and wellness, and more. From the seed of the idea to the outcome of the solution, we enrich the quality of life the world over. Learn more at www.adm.com

Req/Job ID

109206BR

#LI-Hybrid

Ref ID

#LI-EMEA